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What do I need to know if I have Original Medicare and I don't have prescription drug coverage?

What do I need to know if I have the Original Medicare Plan (Medicare Part A and Part B) and I don't have prescription drug coverage?

To have Medicare help pay for your drugs, you must join a plan that provides Medicare prescription drug coverage. You can choose and join the plan that meets your needs. If you don't use a lot of prescription drugs now, you should still consider joining. As we age, most people need prescription drugs to stay healthy. For most people, joining when you are first eligible for Medicare means you won't have to pay a penalty if you choose to join later. Your premium will be higher if you wait to join because of the penalty.You can join a drug plan when you are first eligible for Medicare. Inmost cases, if you don't join during this period, your next chance to join will be between November 15thandDecember 31st each year,and you will have to pay a penalty. This means you pay a higher monthly premium for as long as you have Medicare prescription drug coverage.

FAQ_Category: 
Medicare Prescription Drug Coverage