You may qualify to get help paying for your Medicare Part A and/or Part B premiums. States have programs that could save you up to $1,000 or more in Medicare expenses (like premiums, deductibles, and coinsurance). There are four Medicare Savings Programs:
If you qualify for one of these programs, you automatically qualify for extra help paying the costs of Medicare prescription drug coverage. If you can answer "yes" to each of the three following questions, you should apply for help paying your medical costs.
|Medicare Savings Programs||Individual Monthly Income Limit*||Married Couple Monthly Income Limit*||Helps Pay Your|
|QMB||$887 Alaska-$1,085 Hawaii-$1,000||$1,187 Alaska-$1,447 Hawaii-$1,333||Part A and Part B premiums, and other cost-sharing (like deductibles, coinsurance and copayments)|
|SLMB||$1,060 Alaska-$1,297 Hawaii-$1,195||$1,420 Alaska-$1,732 Hawaii-$1,595||Part B premiums only|
|QI||$1,190 Alaska-$1,457 Hawaii-$1,342||$1,595 Alaska-$1,946 Hawaii-$1,792||Part B premiums only|
|QDWI||$3,489||$4,649||Part A premiums only|
If you have income from working, you may qualify for these benefits even if your income is higher than these limits. Many states figure your income and resources differently, so you may be eligible in your state even if you think you exceed these limits
It's very important to call or fill out an application if you think you could qualify for savings, even if your income or resources are higher than the amounts shown under Step 2. The only way to know if you qualify for sure is to apply. Call your State Medical Assistance (Medicaid) office to find out if you qualify. Call 1-800-MEDICARE (1-800-633-4227) to get their telephone number. TTY users should call 1-877-486-2048. Or, visit the Helpful Contacts section on Medicare's Website.