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What is a Medigap policy?

What is Medigap policy?

A Medigap policy is a health insurance policy sold by private companies to fill gaps in the Original Medicare Plan coverage. Medigap policies must follow federal and state laws. These laws protect you. The front of a Medigap policy must clearly identify it as "Medicare Supplemental Insurance". You need both Medicare Parts A and B to buy a Medigap Policy. In all States, except Massachusetts, Minnesota, and Wisconsin, a Medigap policy must be one of twelve standardized policies so you can compare them easily. Each policy has a different set of benefits. Two of the standardized policies may have a high deductible option. For a list of Medigap policies in your area and more information about policy benefits, you can visit the Medicare Health Plans section on this Website, or call 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048.




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